Accident and Liabilities

Plan for the best and prepare for the worst with accident and liability insurance. No matter what life hands you, Alqalaa’s Accident and Liabilities insurance policies will provide protection when it’s needed most.

Public Liability

This essential cover protects businesses if a person is injured in some way by the business, or if third party property is damaged while work is being carried out. The cover includes legal fees and expenses, which result from any third party claim.

With several options to choose from, you can tailor the policy to meet your business needs. You can even extend cover to include additions such as product liability and food poisoning.

Medical Malpractice

A legal requirement in the UAE, medical malpractice insurance is designed for those working in the healthcare industry. It provides cover to safeguard against claims of negligence and medical misconduct or mismanagement.

Third-Party Liability

This insurance type protects against legal claims of damage, loss or injury caused to a third party.

Directors’ and Officers’ Liability Insurance (D&O)

D&O insurance covers directors and officers for legal claims made against them while serving in their capacity on a board of directors and/or as an officer.

Professional Liability Insurance (PLI)

PLI insures professionals such as accountants, lawyers and physicians against negligence claims. It is required because general liability insurance policies do not protect against claims of professional negligence, malpractice or misrepresentation. PLI policies often cover the costs of legal defense and is a requirement in certain industries.